"Buying travel insurance is a risk: You are certainly well-known trading (your hard earned money) for the unknowns - the promise of the insurance policy does what it says it will do ."
the promise of travel / trip insurance company to pay based on the text of the policy - known as "certificate of coverage." Unfortunately, most buyers (and sellers in my opinion, too) just read the policy booklet.
She gets a little frustrating when people are calling us and saying: "I buy my travel / trip insurance from you, but I have some problems with it, and I'm hoping you can help me." As we talk to the person usually is concerned that neither the person who sold them policies do not explain it right or the buyer bought it expecting that it can work out exactly how this would work.
Why do I think that it was "unfortunate"? This is because the travel insurance company has spent thousands of dollars and employ qualified and competent lawyers to write their own travel insurance policy is the text. I do not believe that "a good travel insurance companies" have to trick anyone with an obscure word games and semantics.
They are trying to explain what is, at best, a complicated set of concepts and ideas in a way their customers can understand. From the customer point of view, it can seem almost impossible, though.
Let's say you're looking for travel insurance. Where to start? In short, you can start with asking the right questions, read the fine print and be sure that you are actually getting what you think of buying.
But, what are the right questions? It depends on what you want travel insurance do for you. For example, more interested in the medical and evacuation coverage? Or being forced to cancel trips and excursions break care for you? Perhaps you are worried about the current condition of non-traveling family member.
place to start is to come up with a short list of risk you want to cover what travel insurance. From there you can begin to narrow down the plans are available.