Oldsters Overseas - What Seniors Pay for Travel Insurance

Posted by naharazizi on Friday, October 28, 2011



While travel medical insurance for senior citizens generally carries a higher premium and lower the maximum level of coverage is still widely available. In fact, some carriers offer travel medical insurance for senior citizens regardless of their age. One carrier we found offered travel medical insurance for over 80 years, with no upper age granice.Maksimalnu coverage for those older than 79, however, the low $ 10,000.

The second was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for retirees is still more expensive than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to one million U.S. dollars of emergency medical coverage with trip insurance, and as low as $ 250 deductible. For this senior citizen couple travel insurance for this single trip would cost $ 438. At the age of 70 the maximum drops way down to $ 50,000 and each policy must be purchased zasebno.Po person price for the same trip is now $ 219 each for only $ 50,000 for travel and medical insurance for retirees.

Now, suppose these people are 80 years old. What costly difference in this travel medical insurance for these retirees? Now the most coverage this couple could purchase is $ 10,000 each, for a whopping $ 518 each for the same $ 250 deductible.Odbiti can be increased to $ 2500, which reduces the premium to $ 350.70.

the best course of action for seniors who are considering overseas travel and travel with respect to health insurance is to first review your current medical coverage. Rarely these plans cover overseas travel but do not check your policy and call the insurer if you are unsure. While Medicare coverage will not help you outside of the United States, Medicare supplement coverage can -. Or at least for some situations

If you want to save on your travel insurance premium the two best things you can do for yourself that the first book your trip with a travel agent you trust, and then select the airline, cruise or other vacation vendor that is well known, and not in financial difficulty.